Up until ent financing having refugees who have been joined as part away from a municipal refugee reception program. New Swedish parliament features made a decision to terminate the choice to utilize for equipment finance, effective . Consequently youre don’t in a position to get a property devices loan of CSN. When you have come supplied property gadgets financing, you are to continue while making money with this mortgage since typical. Right here look for regarding repaying your home gizmos financing.

Dining table regarding information

• Attention into the financing
• Paying off the house equipment financing
• Appealing facing a decision of the CSN

Appeal to the mortgage

CSN charges focus for the currency your use. For the 2023, the speed was step one,eight percent. The attention is calculated regarding the time obtain the loan unless you possess paid the entire loans. This means that once you repay the borrowed funds you both you need to settle the cash you have got as well as the notice. The eye can not be removed.

Paying off the home gadgets financing

You start repaying the loan couple of years once earliest researching the bucks. It needs anywhere between step one and 7 years to settle the borrowed funds, depending on how much you borrowed from. We shall automatically deliver paying-into the slips if it is time for you to start making payments.

We are going to posting 3 investing-from inside the slides at a time. Each and every time i send the new purchasing-inside slips, we installment loans no bank account Nashville shall charges an alerts percentage regarding SEK forty. This amounts to all in all, SEK 120 a year. If you’re unable to pay your bills punctually, there are also to invest a reminder payment out-of SEK 60.

You could begin and work out repayments prior to two years has introduced, if you need. In cases like this, purchase this new using-during the slides immediately following logging into the Mina sidor Hemutrustningslan (My personal Profiles Equipment mortgage) here at .

You can also like to build overpayments on your loan. In cases like this, replace the matter mentioned with the spending-in slip. If you wish to pay-off the complete financing in one single fee, please contact us.

When you are having trouble and work out costs

When you’re having difficulty and also make costs on your mortgage, you could apply at shell out quicker or even to pay little at the most of the getting a season. CSN often fees focus, even although you aren’t while making repayments toward financing. Thus, the debt would-be broadening when you are failing to pay.

If you can’t pay back the loan

1. We’re going to give you a note. You’ll then need to pay new SEK sixty reminder payment.
2. If you cannot spend even with searching the latest note, we’ll posting a different reminder the following month, proclaiming that we can cancel the loan for instantaneous payment.
3. If you’re unable to shell out, we are going to terminate the loan to possess instantaneous commission. You will then found a spending-in the slip for the entire personal debt. Given that loan might have been terminated, you will no longer manage to apply for deferred percentage.
4. If you cannot shell out a loan that has been ended, we might submit the latest claim to new Enforcement Power ( Kronofogden ).

Risk of listing off non-fee

In the event your instance are handed for the Enforcement Expert, your chance acquiring track of low-fee. Credit file people material details from low-payment when they have received studies on Administration Expert. UC and you will Kreditfakta are examples of credit report organizations.

When you find yourself paying of overseas

Have you been settling your property gadgets financing off a different country than just Sweden? Discover different methods regarding commission based where you live. Occasionally, the bank charge you having handling the percentage.

Payment regarding equipment financing can be built to CSN’s account within Danske Lender that with Bankgiro matter 5201-1053.