from the proper, they does not number whether your most is generated with the loan and/or c/good, it is still prominent protection in the event the its in a choice of among it. because of the leftover. i wouldnt know the way it works there. (seek the advice of their own once more possibly?)circumstance 2 = semi-flexi has only step 1 account. in order for their to attenuate your own prominent, the money Must borrowing from the bank towards casing loan membership (at the mercy of LO TnC). any payment built to the c/a need nothing to do with your dominant as these accs commonly linked. so that the second manager is “korek”. =)

In fact for scenariio 1= I inquired the latest officer concerning your antique mortgage, she told you not flexi upcoming indicates myself far better simply take almost every other completely flexi plan.

Scen 2= making this “korek” haha. Your function almost any a lot more commission in order to mortgage a beneficial/c usually subtract the primary amte to that LO, how about this new T&C reported that we should instead offer advance notice while making extra fee. nevertheless the administrator explained not need as their LO maybe not update, the latest LO nonetheless in line with the old you to definitely, however the bank system already up-date. How come ? I am frightened just after signing will feel dissapointed about after, the mth needs to observe bank to offer downpayment .

Have got to inform bank?

.As to why try not to for example totally flexi? Or no go out build down-payment has to up-date financial, i wld instead capture fully flexi. Save your time.

Read together with Hleong islamic no locking months, hope you could potentially tell all of us for those who had one futher info. loan places in Pea Ridge Thx.

In fact to have scenariio 1= I asked brand new administrator about your old-fashioned mortgage, she said perhaps not flexi upcoming advise me better to simply take other fully flexi plan.

Scen dos= so this is “korek” haha. Your function any more commission so you can loan an effective/c often deduct the main amte compared to that LO, think about the T&C reported that we should instead promote get better notice and also make extra fee. nevertheless officer explained n’t need as their LO not up-date, the newest LO nonetheless according to the old one to, nevertheless the bank operating system currently upgrade. How does ? I’m afraid immediately after signing tend to feel dissapointed about later, all mth must notice bank giving down payment .

Surely got to revise financial?

.As to why never including totally flexi? Or no big date create deposit has to update bank, we wld alternatively get completely flexi. Save time.

Read in addition to Hleong islamic no securing several months, pledge you could potentially share with united states for folks who got people futher information. Thx.

if or not their semi or complete flexi, its virtually the same. consider of it while the a hands-on vehicles otherwise vehicles vehicle. higher FC and up-remain costs to the benefits against a whole lot more feet work with smaller maintaince rates. apparently speaking.

regarding personal attitude, i shall say go complete-flexi if you have the even more dollars just in case your supposed to move the cash very often.

i am not saying completely yes throughout the UOB’s pratices, but u can also be talk to the officials what sort of find to make the even more percentage? non-prescription notice, thirty days notice ahead of time etc.

Really does anyone using this type of loan bundle. Pls show particular white for me. My main priority ‘s the get better/prepayment. Can you imagine mthly repayment was RM1k, and that i shell out RM1.5k every mth toward mortgage an excellent/c. Do the brand new RM500 often deduct regarding Prominent amt , upcoming decreasing the notice charges?

One told you”No”, the additional fee commonly playground from the good/c and you can utilise just like the a great mthly repayment whenever due. Find should be provided to lender in the event the want the other fee to be deduct the main. She indicates us to account for the full flexi mortgage.